Innovative Ways To Make Payments In 2022 & Beyond (Including Commerce Layer)

Julian Wallis
8 min read
Commerce Layer Payment Gateways

If you’re looking for an innovative way to make payments, there are many new tools and methods you can leverage. Among them, Commerce Layer is an out-of-the-box solution for making online and offline transactions.

Ready to explore more? Keep reading!

Introduction 🧐

If you’re a business owner who needs payment gateways, you know how important it is to have a reliable solution for processing payments. After all, without a payment gateway, you wouldn’t be able to take payments from your customers!

This article will explore various innovative ways in which customers can make online or in-store payments. It will also take Commerce Layer as a point in case and show how it is growing as a payment gateway.

So let’s get right into it, shall we?

What’s Commerce Layer? 🛒

Commerce Layer is an eCommerce platform that enables businesses to sell products and services online. It provides a secure and reliable shopping experience for customers and tools for businesses to manage their online stores.

With Commerce Layer, companies can take advantage of several features, including automatic order management, fraud prevention, and much more. Plus, Commerce Layer offers many integrations with popular payment processors, making it easy to take payments from your customers.

make payments

Yet, how can it be used as a payment processor? We’ll explore that in subsequent sections.

Here’s What You Can Do With Commerce Layer 🗒️

If you’re looking for a way to take your online business to the next level, Commerce Layer is an excellent solution. With its easy-to-use platform, you can create a sophisticated eCommerce website that will help you boost sales and grow your business.

However, Commerce Layer is not just an eCommerce website. There’s so much more you can do with it. Here are a few examples.

1. Create a Stunning eCommerce Website 💻

With Commerce Layer’s drag-and-drop builder, it’s easy to create a professional-looking eCommerce website. You don’t need any coding skills or experience — Commerce Layer’s platform is designed to be user-friendly and easy to use.

2. Sell Products Online 🛍️

With Commerce Layer, you can start selling products online in no time. They provide everything you need to get started, including a secure payment gateway and shipping integration.

3. Grow Your Business 📈

With their powerful marketing and SEO tools, you can reach new customers and grow your business. They will help you get more traffic to your website and convert more visitors into paying customers.

4. Save Time and Money 😊

With their all-in-one platform, you can save time and money by managing all your eCommerce operations in one place. In addition, they offer competitive pricing plans that are designed to fit your budget and business needs.

Now that you know what Commerce Layer can do for you, let’s explore what a payment gateway is and how you can use it for your business.

What’s A Payment Gateway? ⛩️

A payment gateway is a service that allows businesses to accept online payments. Payment gateways encrypt credit card information and other sensitive data so that hackers cannot access them. They also provide anti-fraud protection, ensuring that only authorised users can make payments.

Several different payment gateways are available, each with its features and benefits. Some popular gateways include Stripe, PayPal, Commerce Layer, and It is crucial to choose a gateway that meets the needs of your business and provides the security and reliability you require.

What Should A Payment Gateway Be Able To Do? 🤔

1. Make Online Purchases 👨‍💻

Customers will be asked to enter their payment information when they make an online purchase. Once they do, their transaction will be processed through the payment gateway. They will then receive a confirmation email with their purchase details.

2. Send Money to Friends and Family 👪

Have you ever needed to send money to someone but didn’t want to use a traditional bank? With most payment gateways, you can easily send money to anyone worldwide. All you need is their email address.

3. Make Online Donations 📦

Donating to a cause has never been easier. With payment gateways, you can donate to your favourite charity with just a few clicks. In addition, you’ll receive a receipt for your donation that you can use for tax purposes.

4. Pay for Online Services 💰

Have you ever needed to pay for an online service but didn’t want to use a credit card? With many payment gateways, you can pay for any assistance with ease. Simply enter your payment information, and your transaction will be processed quickly and securely.

5. Use it as a Shopping Cart 🛒

Payment gateways can also be used as a shopping cart. With its easy-to-use interface, you can easily add items to your cart and checkout. Plus, you’ll never have to worry about losing your items or having them stolen.

Some Cool Ways To Make Payments In 2022 & Beyond 😎

In the past, making payments was simple. You either had cash or a credit card. But now, there are many ways to make payments in-store and online.

make payments

Here are some innovative ways to make payments in 2022 and beyond.

1. Mobile Payments 📱

One of the most popular and convenient ways to make payments is through your mobile device. Mobile payment platforms like Apple Pay and Google Pay allow you to pay for items using your smartphone or smartwatch.

All you need to do is add your credit or debit card information to the app and hold your device up to the payment terminal when you’re ready to pay. Of course, you can also use mobile payment apps to pay for things online.

Did you know that you can pay with a tweet, primarily if you use Commerce Layer as an API? Here’s how it’s done!

2. Cryptocurrency 👛

Cryptocurrency is a digital or virtual currency that uses cryptography for security. Bitcoin, the first and most well-known cryptocurrency, was created in 2009. Cryptocurrencies are decentralised, meaning they are not subject to government or financial institution control. If you want more information on cryptocurrency and blockchain, read our full article here.

3. Contactless Cards 💳

Contactless cards are credit or debit cards with a built-in radio frequency identification (RFID) chip. This allows you to make payments by simply tapping your card on a contactless payment terminal. No signature or PIN is required for transactions under $100.

4. Wearables

Wearables are devices you can wear on your body, such as a watch, bracelet, or fitness tracker. Also, many of these devices can now make payments. For example, you can use Apple Watch and Fitbit devices to make contactless payments.

5. Biometrics 🖐️

Biometrics are unique physical or behavioural characteristics used to identify an individual. Fingerprints and iris scans are two examples of biometrics. In addition, some newer payment methods use biometrics for security purposes. For example, Apple Pay uses Face ID or Touch ID (fingerprint) authentication before allowing a payment to be made.

6. Facial Recognition 👦

Facial recognition technology is also being utilised now to approve payment transactions. A restaurant called CaliBurger in California uses facial recognition technology to help customers make payments. With a simple face scan, they can pay for the food they’ve ordered.

7. NFC Payments 📇

Another new payment method is NFC payments, which uses near-field communication technology to exchange data between payment devices and e-wallets or smartphones. This involves using your smartphone to make contactless payments. All you need to do is hold your phone near the reader, and the fee will be processed. This is an excellent option for those who want to avoid handling cash or cards.

8. Digital Assistants 👩‍🔬

Another idea would be to pay with the help of digital assistants like Siri or Alexa. For instance, you can simply say: “Alexa, pay for my coffee,” and the digital assistant confirms the coffee shop, item number/price, and makes the payment. This is actually being applied to various gas stations across the US. You can simply say “pay” and be on your way, as the advertisement says.

Making payments is constantly evolving, and there will be even more innovative ways to pay in 2022 and beyond! So what do you think will be the next big thing in payments?

So What’s The Big Idea Here? ☁️

When it comes to making payments, we’ve come a long way from the days of simply using cash or cards. As a result, there are many new ways to make payments, whether online or in-store.

With so many options available, finding one that’s right for you and your customers is not always easy. So, don’t be afraid to try new things and explore the world of payments. Who knows, you might just find your new favourite way to help your customers pay for goods and services they buy!

If you want more information on payment gateways, eCommerce websites, and other upcoming software and web development trends, feel free to reach out to us for a friendly chat. We’d be happy to hear from you!

Published On

September 15, 2022